5 Credit Card Red Flags

Are you aware of these credit card red flags?

Credit cards aren‚€™t free money ‚€" that should go without saying, but millions of Americans don‚€™t seem to have received that memo.

So: debt, debit, both, or neither? Before you apply for that next piece of plastic, here‚€™s what you need to watch out for.

> Low interest rate

> Fixed vs. variable interest rates

> High credit limit

> Late fees

> Balance transfer fees

Whatever type of credit card you choose, the only person responsible for its pros and cons is you. But if you‚€™re thrifty and pay attention to the bottom line, you can help make that credit card work for your credit score and not against it.

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